Advice
New built or used home
When it comes to moving home, you have two choices - new-build or used. Both come with their own advantages. We’ve put together a list that will help you to decide whether to buy a new home or go for a used home.
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Payment calculators
The actual price of the property you are buying should be pretty clear – but what does that mean in terms of mortgage payments? And don’t forget that on top of the purchase price of your new home you may have to pay Stamp Duty. Do you know how much that will be?
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Advice for First Time Buyers
As a first-time buyer you might think that buying your first home is a daunting prospect. Getting on to the property ladder will probably be the single biggest financial commitment that you make.
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Selling your home
Selling your home can be very stressful. Read below for our top tips on the best way to get the best possible price for your home.
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How to break the chain
A housing ‘chain’ can be an unfortunate place in which to find yourself. Moving to a new home is stressful enough. You really don’t need the added worry of relying on other home-buyers to sell and move on schedule so that you can move on your desired date.
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Part Exchange
Part exchange is when one item is traded against another. It is most commonly used when people want to buy a better car or property. The existing item is used as ‘part payment’ for the new item you want to purchase. So, you want to buy a new house, you can part exchange your existing property.
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Buying off plan
Buying a home 'off-plan' means that you are agreeing to buy a new home before it is built.
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Help to Buy
Help to Buy is a government scheme that means you could move home with a deposit as low as 5 per cent of the purchase price.
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What is a mortgage?
A mortgage is a loan taken out to buy property and/or land.
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What is conveyancing?
If you’re buying a new home one of the terms you are almost certain to come across is conveyancing’. It is just one of many pieces of jargon used by professionals involved in the house buying and selling process. At Larkfleet we want to make sure you are fully ‘in the know’ about what is going so here, if you need one, is a quick explanation of ‘conveyancing’.
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Planning for moving day
Moving day can be stressful. But follow these tips and things will run more smoothly.
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Age Exclusive Developments
Age exclusive developments are a great way for people of a certain age to enjoy independent living along with economic, health and social benefits. And when we say ‘of a certain age’ we’re not being obscure – each such development sets its own lower age limit. Typically, the limit is 50 or 55 years of age.
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Guarantees and Warranties
When you move into your new home, you want to ensure that you are fully protected. One of the benefits of a new-build home over a second-hand one is the fact that the building is protected by a warranty.
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Consumer Code
The Consumer Code for Home Builders was developed by the home-building industry to make the home buying process fairer and more transparent for purchasers.
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Japanese knotweed
Japanese knotweed is a plant that is extremely invasive. As the name suggests, it is not native to the UK but has come from Japan.
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Paying Stamp Duty
You must send a Stamp Duty return to Her Majesty’s Revenue and Customs (HMRC) and pay the tax within 30 days of completion of your purchase.
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Set up wildlife in your garden
How to turn your garden into a haven for wildlife
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Timber frame or brick-built?
There are two main methods of house building in use in the UK – and at Larkfleet we use both of them. The two methods are ‘timber frame’ and ‘brick and block’.
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Renting or buying – the pros and cons
There are pros and cons for each side of the rent/buy coin.
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First Time Buyers
As a first-time buyer you may feel that buying a home is a daunting prospect. But it needn’t be. The team at Larkfleet Homes has pulled together everything you need to know about the nitty gritty of buying your first home.
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Leasehold/freehold explained
Some of the jargon you are likely to come across in your house purchase journey includes the words ‘freehold’ and ‘leasehold’. These are the terms under which you own the property, in other words your ‘tenure’. To clear up some of the mystery we explain the types of tenure and what they mean for you.
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Moving home with children
Popular culture has many stories about the angst children feel when families move home. Films and books confirm that children are not normally thrilled at the prospect of moving home. Moving can be very traumatic for children of all ages – as well as adults.
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Upsize to a new build outside London and pocket a small fortune
Are you living in London, struggling for space and looking to upsize? Or are London prices preventing you getting your first 'foot on the property ladder' and putting a decent home beyond your financial reach?
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Opening a ‘branch’ of the Bank of Mum and Dad
Are you living in London, struggling for space and looking to upsize? Or are London prices preventing you getting your first 'foot on the property ladder' and putting a decent home beyond your financial reach?
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